USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas near Portage to repair, improve, or modernize their homes. Grants available only to homeowners age 62+ who cannot afford loan repayment.

Combination of loan and grant; grant portion available only to seniors 62+

Key Details

  • Loan up to $27,500 + grant up to $10,000 for seniors 62+
  • For very low-income homeowners in eligible rural areas
  • 1% interest rate on loans
  • Covers health and safety repairs
  • Grant portion does not need repayment

How to Apply

A grant-savvy contractor in Portage, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Portage, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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