Home Improvement Grants in Portage.

Find grants, rebates, forgivable loans, and free programs for Portage, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Portage, MI, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 8 require no income limit.

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization services

Michigan Weatherization Assistance Program (WAP)

Free home energy improvements for income-eligible Michigan households through the federally-funded WAP. Includes insulat...

Weatherization
Up to $50,000 forgivable loan

MSHDA HOME Repair Program

Provides forgivable loans up to $50,000 for major home repairs to income-eligible Michigan homeowners. Administered loca...

Home Repair
Forgivable loan up to $25,000

Portage CDBG Owner-Occupied Rehabilitation

Community Development Block Grant-funded program providing zero-interest forgivable loans for home rehabilitation to low...

Home Repair
Up to $7,500 grant

Portage Emergency Home Repair Grant

Provides emergency grants for urgent health and safety repairs to owner-occupied homes in Portage for households at or b...

Emergency
Up to $15,000 grant

Portage Home Accessibility Grant

Provides grants for accessibility modifications to owner-occupied homes in Portage for low-income households with elderl...

Seniors & Disability
Free lead hazard removal

Kalamazoo County Lead Hazard Reduction Program

HUD-funded program to eliminate lead-based paint hazards in pre-1978 homes in Kalamazoo County where children under age ...

Home Repair
Up to $6,200 in rebates

Consumers Energy Home Efficiency Rebates

Cash rebates from Consumers Energy for energy-efficient home improvements including insulation, air sealing, furnace upg...

Weatherization
Up to $2,500 rebate

Consumers Energy Heat Pump Rebate

Rebate for installation of qualifying air-source or geothermal heat pumps in homes served by Consumers Energy. Eligible ...

Weatherization
Free energy upgrades

Consumers Energy Low-Income Efficiency Program

Free energy efficiency services for income-qualified Consumers Energy customers including furnace replacement, water hea...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas near Po...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to purchase or modify a home to accommodate their disabil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home or their own home for acc...

Veterans
Up to $15,000 loan

MSHDA Septic Loan Program

Low-interest loan program to help Michigan homeowners repair or replace failing septic systems or connect to municipal s...

Home Repair
Up to $35,000 loan

Michigan Saves Energy Efficiency Loan

Affordable financing for residential energy efficiency and renewable energy projects in Michigan. Covers solar panels, g...

Solar/Renewable
30% tax credit, no maximum

Federal Residential Solar Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a residential solar energy system. Covers solar panels, instal...

Solar/Renewable
Up to $1,600 tax credit

Michigan Homestead Property Tax Credit

State income tax credit for Michigan homeowners and renters who meet income requirements. Refunds portion of property ta...

Property Tax Relief
Sliding scale or free services

Kalamazoo Area Agency on Aging Chore Services

Provides minor home repairs, yard work, and snow removal services for seniors age 60+ in Kalamazoo County. Services offe...

Seniors & Disability
Low-cost materials and volunteer labor

Kalamazoo Home Repair Resource Center

Provides critical home repairs and accessibility modifications at no cost to low-income homeowners in Kalamazoo County u...

Home Repair
Up to $5,000 assistance

Portage Water Service Line Assistance

Provides financial assistance to Portage homeowners for replacement of private water service lines between the main and ...

Home Repair
Up to $3,000 grant

Portage Sewer Lateral Repair Grant

Grant program to assist low-income Portage homeowners with repair or replacement of failing private sewer laterals betwe...

Home Repair
Varies by disaster and damage

Michigan Disaster Relief Program

State disaster recovery assistance activated after federally or state-declared disasters in Michigan. Provides grants an...

Disaster

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Portage

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.