Kootenai County Septic System Repair Program

Kootenai County Health Department

Available Home Repair

About This Program

Low-interest loan program for repair or replacement of failing septic systems in Kootenai County. Helps homeowners comply with health department orders and protect groundwater quality. Loan terms up to 10 years.

Loan amount based on septic system repair cost estimate

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan for septic system repair
  • Up to $15,000, 10-year loan term
  • Income at or below 120% AMI
  • Covers failing septic system replacement
  • Available to Kootenai County homeowners

How to Apply

A grant-savvy contractor in Post Falls, ID can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Post Falls early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

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