FHA 203(k) Rehabilitation Mortgage Insurance

Federal Housing Administration

Available Home Repair

About This Program

FHA-insured loan that combines home purchase or refinance with rehabilitation costs in a single mortgage. Allows buyers to finance both acquisition and repairs with as little as 3.5% down. Requires FHA-approved contractors and home must meet minimum property standards after repairs.

Typical financed amount for moderate rehabilitation project

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Combines purchase/refinance and repairs in one loan
  • As little as 3.5% down payment
  • Finance up to FHA loan limits for your area
  • Use for structural repairs and upgrades
  • Requires FHA-approved contractors

How to Apply

A grant-savvy contractor in Poteet, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

This grant requires a licensed contractor

This grant requires the work to be done by a licensed contractor, and you will likely need a written estimate to apply. Get a free estimate from a contractor in Poteet who knows grant paperwork.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Offered year-round by approved FHA lenders

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Poteet, TX

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