USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000; loans available at 1% interest up to $40,000 with 20-year terms.

Grant estimate for seniors 62+; loans also available for broader repairs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for seniors 62+ to remove hazards
  • Loans up to $40,000 at 1% interest for repairs
  • Must be very low income and in rural area
  • Cannot repay a loan from other resources
  • Covers structural, accessibility, health/safety repairs

How to Apply

A grant-savvy contractor in Poteet, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Poteet early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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