Home Improvement Grants in Poughkeepsie.

Find grants, rebates, forgivable loans, and free programs for Poughkeepsie, NY, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Poughkeepsie, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

Poughkeepsie CDBG Owner-Occupied Rehabilitation

CDBG-funded forgivable loan program for major home repairs and rehabilitation for owner-occupied homes in Poughkeepsie. ...

Home Repair
Up to $10,000 grant

Poughkeepsie Emergency Home Repair Grant

Emergency repair grant for immediate health and safety hazards in owner-occupied homes within Poughkeepsie city limits. ...

Emergency
Free lead hazard removal

City of Poughkeepsie Lead Hazard Reduction

HUD-funded lead hazard control program for homes built before 1978 in Poughkeepsie where children under age 6 reside. Pr...

Home Repair
Up to $20,000 grant

Poughkeepsie Accessibility Modification Program

Grant program for accessibility modifications in owner-occupied homes where a person with a disability resides. Covers r...

Seniors & Disability
Up to $7,500 grant

Poughkeepsie Senior Home Repair Program

Grant program for senior homeowners age 62 and older in Poughkeepsie to maintain safe and habitable homes. Covers minor ...

Seniors & Disability
Up to $5,000 forgivable loan

Poughkeepsie Sewer Lateral Repair Program

Forgivable loan program for repair or replacement of private sewer laterals from homes to the city main line. Loan is fo...

Home Repair
Up to $8,000 in weatherization services

New York State Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by New York State that provides free energy efficiency improvements...

Weatherization
Free weatherization services

Dutchess County Weatherization Program

County-administered weatherization program for Dutchess County residents, with priority for seniors and people with disa...

Weatherization
Up to $3,500 rebate

Central Hudson Heat Pump Rebate

Rebate for qualifying air source heat pumps and ductless mini-split systems for Central Hudson electric customers. Rebat...

Energy
Up to $1,500 rebate

Central Hudson Insulation Rebate

Rebate for insulation and air sealing improvements for Central Hudson customers. Covers attic, wall, and basement insula...

Weatherization
Up to $100 rebate

Central Hudson Smart Thermostat Rebate

Rebate for purchase and installation of qualifying ENERGY STAR certified smart thermostats for Central Hudson customers....

Energy
Up to $700 rebate

Central Hudson Water Heater Rebate

Rebate for qualifying high-efficiency water heaters including heat pump water heaters and ENERGY STAR gas water heaters ...

Energy
25% tax credit up to $5,000

New York State Solar Equipment Tax Credit

New York State personal income tax credit for residential solar electric generating systems. Credit equals 25% of system...

Solar/Renewable
Varies by system size

NYSERDA NY-Sun Incentive Program

NYSERDA's NY-Sun program provides upfront incentives for solar photovoltaic installations. Incentive amounts vary based ...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program providing loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural are...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate their disa...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for wheelchair accessibility or mobility ...

Veterans
Free lead remediation

New York State Lead Poisoning Prevention Program

State-funded lead hazard reduction program for homes built before 1978 where a child under 6 has elevated blood lead lev...

Home Repair
Up to $50,000 forgivable loan

New York State HOME Rehabilitation Program

State HOME Investment Partnerships Program providing forgivable loans for major rehabilitation of owner-occupied homes. ...

Home Repair
Up to $900 emergency benefit

New York State Emergency HEAP

Emergency Home Energy Assistance Program provides emergency benefit for heating system repairs or replacement when heati...

Emergency
Up to $12,000 additional incentive

NY Affordable Solar for Low- to Moderate-Income Homeowners

Enhanced solar incentive for low- to moderate-income homeowners on top of standard NY-Sun incentives. Provides additiona...

Solar/Renewable

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Poughkeepsie

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Frequently asked questions

What home improvement grants are available in Poughkeepsie, NY?

25 programs are currently listed for Poughkeepsie, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Poughkeepsie have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Poughkeepsie, 17 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Poughkeepsie?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.