USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans up to $27,500 and grants up to $10,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants are available only to seniors age 62+ who cannot afford a loan.

Grant up to $10,000 for seniors 62+; loans up to $27,500 at 1% interest

Key Details

  • Loans up to $27,500 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ only
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Repairs must remove health/safety hazards

How to Apply

A grant-savvy contractor in Poughkeepsie, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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