Find grants, rebates, forgivable loans, and free programs for Provo, UT, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Provo, UT, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 17 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 9 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans for major home repairs to income-qualified homeowners in Provo. Loan is forgiven after 5 years...
Provides emergency repair grants to very low-income homeowners for immediate health and safety hazards including failed ...
Provides accessibility modifications for income-qualified homeowners with disabilities, including ramps, widened doorway...
Provides home repair grants to seniors age 62 and older with low to moderate income to address safety concerns, improve ...
Federally funded weatherization program administered by Utah Community Action providing free energy efficiency improveme...
Rebates for qualifying heat pump installations including ductless mini-splits and central heat pumps that meet efficienc...
Rebates for adding insulation to attics, walls, and floors in electrically heated homes. Additional rebates available fo...
Rebates for energy-efficient appliances including heat pump water heaters ($600), electric clothes dryers ($50-$100), an...
Rebates for residential Level 2 EV charging station installation including equipment and electrical work. Income-qualifi...
Rebates for installing high-efficiency natural gas furnaces (95% AFUE or higher) to replace older, less efficient models...
Rebates for high-efficiency natural gas storage water heaters (Uniform Energy Factor 0.67+) and tankless water heaters (...
Rebates for adding insulation to attics, walls, and basements in homes heated with natural gas. Requires pre-approval an...
Rebates for qualifying smart thermostats that control natural gas heating systems. Eligible models include Wi-Fi enabled...
Down payment and closing cost assistance for first-time homebuyers in Utah County purchasing homes in Provo. Program off...
Low-interest loans for home repairs and improvements for moderate-income homeowners. Can be combined with first mortgage...
Very low-interest loans (1%) and grants for very low-income homeowners in eligible rural areas near Provo to repair, imp...
Grants for eligible veterans with certain service-connected disabilities to construct, purchase, or modify a home to mee...
Grants for eligible veterans with certain service-connected disabilities to adapt a home to accommodate their disability...
HUD-funded HOME program providing forgivable loans for major home rehabilitation to low-income homeowners in Provo. Loan...
HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6 in Uta...
Low-interest loan program to assist income-qualified homeowners with repair or replacement of failing private sewer late...
Rebate program for residential solar photovoltaic system installations in Provo. Systems must be grid-tied and meet city...
State tax credit for residential solar installations equal to 25% of system cost up to $1,600 ($2,000 for commercial). C...
Property tax abatement for low-income homeowners age 66 or older, or individuals with disabilities. Reduces property tax...
Allows homeowners age 75 or older to defer payment of property taxes on their primary residence. Deferred taxes become a...
Enhanced weatherization and energy efficiency upgrades for income-qualified Rocky Mountain Power customers. Services inc...
FHA-insured mortgage that combines home purchase or refinance with repair costs into a single loan. Allows buyers to fin...
State tax credit equal to 20% of qualified rehabilitation expenses for certified historic homes in Provo's historic dist...
Assists income-eligible Utah households with home heating costs during the winter season. Administered through Community...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Provo, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Provo, 16 programs do not require repayment, 4 are forgivable loans, and 9 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.