FHA 203(k) Rehabilitation Mortgage

Federal Housing Administration

Available Home Repair

About This Program

FHA-insured mortgage that combines home purchase or refinance with repair costs into a single loan. Allows buyers to finance renovation of fixer-uppers or homeowners to refinance and repair in one transaction.

Loan amount includes purchase/refinance plus rehabilitation costs

Key Details

  • Combine purchase/refinance with repairs
  • Single loan for home and renovation
  • FHA-approved lenders only
  • Standard and limited 203(k) options
  • Owner-occupancy required

How to Apply

Deadline: Ongoing through FHA-approved lenders

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