USDA Section 504 Home Repair Loan & Grant

About This Program

USDA program offering low-interest loans (up to $27,500, 1% interest) and grants (up to $10,000 for seniors 62+) to very low-income homeowners in eligible rural areas of Adams County to repair, improve, or remove health and safety hazards.

Combines low-interest loan with grant for seniors, total package value

Key Details

• Low-interest loan up to $27,500 at 1% interest
• Grant up to $10,000 for homeowners 62 and older
• Income at or below 50% AMI required
• Must be in eligible rural area of Adams County
• Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Quincy, IL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications subject to annual funding