Home Improvement Grants in Radford.

Find grants, rebates, forgivable loans, and free programs for Radford, VA, filtered to your situation.

As of June 2026, 23 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Radford, VA, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 23 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,500 in weatherization improvements

Virginia Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by the state to reduce energy costs for income-eligible households....

Weatherization
Up to $25,000 at 1% interest

Virginia Housing Accessibility Modification Loan

Low-interest loan program for Virginia homeowners to make accessibility modifications for household members with disabil...

Seniors & Disability
Up to $30,000 at low interest

Virginia Housing Community Second Loan

Affordable second mortgage loan for necessary home repairs and improvements for Virginia homeowners. Interest rate typic...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant program for very low-income homeowners age 62+ in eligible rural areas to remove health and safety hazards. Maximu...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Loans u...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities including blindness in both eyes with certain visual acui...

Veterans
Up to $1,200 rebate

Appalachian Power Heat Pump Rebate

Rebate for Appalachian Power customers who install qualifying electric heat pumps. Up to $1,200 for high-efficiency air-...

Energy
Up to $500 rebate

Appalachian Power Insulation Rebate

Rebate for Appalachian Power customers who add insulation to qualifying areas including attics, crawl spaces, and exteri...

Weatherization
Up to $650 rebate

Appalachian Power Water Heater Rebate

Rebate for Appalachian Power customers who install qualifying high-efficiency electric water heaters, including heat pum...

Energy
Up to $100 rebate

Appalachian Power Smart Thermostat Rebate

Rebate for Appalachian Power customers who purchase and install qualifying smart thermostats. Smart thermostats can redu...

Energy
Forgivable loan up to $30,000

City of Radford Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan for major home repairs for low-income owner-occupied homes in Radford. Covers structural, el...

Home Repair
Up to $10,000 grant

City of Radford Emergency Home Repair Program

Emergency grant for very low-income homeowners in Radford facing urgent health and safety issues. Priority for seniors a...

Emergency
Up to $15,000 grant

City of Radford ADA Accessibility Grant

Grant program for Radford homeowners to make accessibility modifications for household members with documented disabilit...

Seniors & Disability
Up to $5,000 low-interest loan

City of Radford Sewer Lateral Repair Program

Low-interest loan program to help Radford homeowners repair or replace damaged sewer lateral lines from the home to the ...

Home Repair
Up to $1,000 state tax credit

Virginia Solar Equipment Tax Credit

Virginia state tax credit for residential solar installations that was available through 2023. Provided up to $1,000 cre...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit for residential solar photovoltaic systems. Covers 30% of total system cost including equipment and i...

Solar/Renewable
Up to $100,000 state tax credit

Virginia Land Conservation Tax Credit

State tax credit for landowners who donate a perpetual conservation easement on their property. Credit equals 40% of fai...

Property Tax Relief
Down payment assistance varies

Virginia Housing First-Time Homebuyer Program

Low-interest mortgage program with optional down payment assistance for first-time homebuyers in Virginia. Interest rate...

Homebuyer

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Frequently asked questions

What home improvement grants are available in Radford, VA?

23 programs are currently listed for Radford, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Radford have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Radford, 12 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.

How do I apply for home repair grants in Radford?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.