USDA Section 504 Home Repair Loan & Grant

U.S. Department of Agriculture Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Seniors 62+ may qualify for grants up to $10,000 for accessibility and safety hazards.

Grant portion for seniors 62+; loan at 1% interest for 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI or below)
  • Must be in USDA-eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(908) 237-6207

A grant-savvy contractor in Rahway, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Rahway, NJ contractors

Find More Programs in Rahway, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs