NJHMFA Home Improvement Loan Program

NJ Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest home improvement loans for New Jersey homeowners to make repairs, improvements, or accessibility modifications. Fixed interest rates and terms up to 20 years available for qualified borrowers.

Loan amount based on project scope and borrower qualifications, up to $25,000

Key Details

  • Low-interest loans up to $25,000
  • Fixed rates, terms up to 20 years
  • For repairs, improvements, accessibility mods
  • Must be owner-occupied in New Jersey
  • Income limits apply based on county AMI

How to Apply

A grant-savvy contractor in Ramsey, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ramsey, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs