USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants available only to seniors (62+) who cannot repay a loan. Randolph may qualify in certain census tracts.

Combination of typical loan and grant for eligible senior

Key Details

  • Loans up to $40,000 and grants up to $10,000
  • Very low income required (50% AMI or below)
  • Grants only for seniors 62+ unable to repay loan
  • Must be in eligible rural area
  • 1% interest on loans

How to Apply

Get free help applying Visit Official Program Page Track this program

(908) 835-7878

A grant-savvy contractor in Randolph, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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