Ellis County Owner-Occupied Housing Rehabilitation Program

Ellis County Community Development (CDBG)

Available Home Repair

About This Program

Forgivable rehabilitation loans for income-qualified homeowners in Ellis County to address health and safety hazards, code violations, and major system repairs. Loan is forgiven after 10 years of continued owner occupancy.

Forgivable loan with no repayment if occupancy requirements met for 10 years

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000 for major home repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Ellis County
  • Forgiven after 10 years of compliance
  • Covers structural, roofing, plumbing, electrical, HVAC

How to Apply

A grant-savvy contractor in Red Oak, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Red Oak early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted on a rolling basis

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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