Find grants, rebates, forgivable loans, and free programs for Red Oak, TX, filtered to your situation.
As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Red Oak, TX, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal and state-funded weatherization services for income-qualified households in Ellis County. Provides energy audits...
Forgivable rehabilitation loans for income-qualified homeowners in Ellis County to address health and safety hazards, co...
Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to purchase or modify a home to meet their needs. Covers ...
Grant for veterans with certain service-connected disabilities (blindness in both eyes or loss of use of both hands) to ...
Rebates for residential customers who install qualifying high-efficiency electric heat pumps. Rebate amount varies by sy...
Instant rebate on qualifying smart thermostats purchased through Oncor's online marketplace. Smart thermostats help redu...
Rebate for adding insulation to existing homes in the Oncor service territory. Covers attic, wall, and floor insulation ...
Rebate for residential customers who install qualifying high-efficiency natural gas furnaces with AFUE rating of 95% or ...
Rebate for residential customers who install qualifying natural gas tankless water heaters with Energy Factor of 0.82 or...
Texas law exempts the added home value from solar panel installation from property tax assessment. Solar installations d...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Covers solar panels, insta...
Emergency repair grants for urgent health and safety hazards in owner-occupied homes of very low-income Ellis County res...
State and federally funded lead hazard reduction services for homes built before 1978 with children under age 6. Provide...
Federal HOME funds administered by the state for homeowner rehabilitation in eligible communities. Provides grants or fo...
Repair and maintenance services for low-income seniors (60+) to help them age in place safely. Covers minor home repairs...
Grants for home accessibility modifications for persons with disabilities and seniors to promote independent living. Cov...
Down payment and closing cost assistance for first-time homebuyers in Texas. Offers low-interest mortgage loans combined...
Rebates for Texas residents who purchase ENERGY STAR certified appliances including refrigerators, dishwashers, clothes ...
Grants for mold assessment, testing, and remediation in homes of income-qualified residents. Addresses underlying moistu...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
24 programs are currently listed for Red Oak, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Red Oak, 14 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.