USDA Section 504 Home Repair Loan & Grant
U.S. Department of Agriculture Rural Development
About This Program
Federal program providing loans and grants to very low-income homeowners to repair, improve, or modernize their homes or remove health and safety hazards. Grants available only to seniors 62+ who cannot repay a loan. Note: Redwood City is not in a USDA-eligible rural area.
Grant up to $27,500 for seniors 62+; loan up to $40,000 for others
Federal record normalized from a maintained federal layer; confirm current terms.
Record set last reviewed 2026-06-09. How we verify our data.
Other published resources for Redwood City, CA, are listed below. Review each separately and ask the administrators whether they can coordinate funding for the same work:
- FEMA Hazard Mitigation Grant Program (HMGP) Varies, no individual cap; projects typically $10K-$200K+
- FEMA Increased Cost of Compliance (ICC) Coverage Up to $30,000
- HUD Lead Hazard Control & Healthy Homes Varies by jurisdiction, typically $5,000-$15,000 per unit
- EPA / WIIN Act Lead Service Line Replacement Varies, full line replacement cost covered in many programs
Key Details
- Grants up to $27,500 for seniors 62+ (very low income)
- Loans up to $40,000 for very low-income homeowners
- Covers health/safety hazards and accessibility
- NOTE: Redwood City not in USDA rural service area
- Check eligibility at USDA website
How to Apply
Confirm the current application route with the administrator. Verified official forms and steps appear below when available.
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Deadline: Redwood City not in USDA-eligible rural area
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Find More Programs in Redwood City, CA
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