Home Improvement Grants in Redwood City.

Find grants, rebates, forgivable loans, and free programs for Redwood City, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Redwood City, CA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $50,000

Redwood City Owner-Occupied Rehabilitation Program

Provides major home repairs and rehabilitation for owner-occupied households in Redwood City with income at or below 80%...

Home Repair
Up to $10,000 grant

Redwood City Emergency Home Repair Grant

Provides emergency home repairs for owner-occupied households in Redwood City with income at or below 50% AMI. Covers it...

Emergency
Up to $30,000 forgivable loan

Redwood City Home Accessibility Modification Program

Provides accessibility modifications for owner-occupied homes in Redwood City for seniors and persons with disabilities ...

Seniors & Disability
Loan up to $15,000

Redwood City Sewer Lateral Repair Program

Low-interest loan program to help Redwood City property owners repair or replace failing private sewer laterals. Availab...

Home Repair
Up to $8,000 in weatherization services

California Weatherization Assistance Program (CalWAP)

Federally-funded weatherization program administered by California that provides free energy efficiency improvements to ...

Weatherization
Free lead hazard removal

California Lead Hazard Reduction Program

State-funded program to reduce lead-based paint hazards in qualifying San Mateo County homes built before 1978 with chil...

Home Repair
Up to $6,500 in rebates

PG&E Energy Upgrade California Program

PG&E's comprehensive whole-home energy efficiency program offering rebates for insulation, duct sealing, HVAC upgrades, ...

Energy
Up to $4,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for replacing gas or electric water heater with an ENERGY STAR certified heat pump water heater. Available to all...

Energy
Up to $6,000 rebate

PG&E Central Heat Pump HVAC Rebate

Rebate for installing central heat pump HVAC systems to replace gas furnaces or add air conditioning. Available to PG&E ...

Energy
Rebate varies by system size

PG&E Self-Generation Incentive Program (SGIP)

California's Self-Generation Incentive Program provides rebates for energy storage systems (batteries) paired with solar...

Solar/Renewable
Up to $5,000 incentive + low-cost solar

California DAC-SASH Solar Program

Disadvantaged Communities Single-family Solar Homes (DAC-SASH) program provides upfront incentives and free or low-cost ...

Solar/Renewable
Free energy upgrades

PG&E Energy Savings Assistance Program

Free energy-saving home improvements for income-qualified PG&E customers in Redwood City. Services include attic insulat...

Energy
Up to $75,000 forgivable loan

San Mateo County HOME Investment Partnerships Program

Federal HOME funds administered by San Mateo County for major rehabilitation of owner-occupied homes for households at o...

Home Repair
Up to $7,500 grant

San Mateo County Senior Home Repair Grant

Grant program for senior homeowners age 62+ in San Mateo County with income at or below 80% AMI. Covers emergency repair...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to make adapt...

Veterans
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing loans and grants to very low-income homeowners to repair, improve, or modernize their homes or...

Home Repair
Varies by disaster and damage

California State Disaster Recovery Program

California's disaster recovery assistance programs provide supplemental aid to homeowners and renters affected by state-...

Disaster
Up to $3,000 incentive

California Earthquake Brace + Bolt Program

State-funded program offering up to $3,000 toward the cost of seismic retrofits for homes built before 1980 with raised ...

Disaster
Postpones property tax payment

California Property Tax Postponement Program

State program that allows senior, blind, or disabled homeowners to defer payment of property taxes on their principal re...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Redwood City

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Frequently asked questions

What home improvement grants are available in Redwood City, CA?

24 programs are currently listed for Redwood City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Redwood City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Redwood City, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Redwood City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.