Find grants, rebates, forgivable loans, and free programs for Reno, NV, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Reno, NV, with individual awards up to $126,526. 10 programs target seniors, 3 serve veterans, and 14 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that provides free weatherization services to income-qualified households in Washoe County. Ser...
HOME-funded rehabilitation assistance for owner-occupied homes in Nevada. Provides forgivable loans for major repairs an...
CDBG-funded rehabilitation program for income-qualified owner-occupied homes in Reno city limits. Provides forgivable lo...
Grant program for accessibility modifications to owner-occupied homes where a disabled resident lives. Covers ramps, gra...
Grant program for seniors age 62 and older in Washoe County to address urgent home repairs. Covers minor to moderate rep...
Professional home energy audit to identify opportunities for energy savings. NV Energy provides free or discounted audit...
Rebates for installing high-efficiency HVAC systems including central air conditioners, heat pumps, and ductless mini-sp...
Rebates for adding insulation and air sealing to existing homes. Program requires a qualifying Home Energy Checkup befor...
Rebates for installing energy-efficient electric water heaters including heat pump water heaters and high-efficiency ele...
Incentive program for installing rooftop solar photovoltaic systems. NV Energy provides upfront incentives and net meter...
Free weatherization services for income-qualified NV Energy customers. Partners with community agencies to provide insul...
Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize...
Grant for very-low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Grant ...
Grant for veterans with certain severe service-connected disabilities to build, buy, or modify a home to meet their disa...
Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers modificati...
HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 with children under age...
Assistance for low-income homeowners to repair or replace failing private sewer laterals. Program offers grants or low-i...
Rebate for converting water-intensive landscaping to water-efficient alternatives. TMWA reimburses 50% of eligible costs...
Federal income tax credit equal to 20% of qualified rehabilitation expenses for certified historic structures. Property ...
Property tax exemption for seniors age 62+, disabled persons, or veterans with service-connected disabilities who meet i...
Allows qualified seniors age 62 and older to defer property taxes on their primary residence. Deferred taxes become a li...
Down payment and closing cost assistance for first-time homebuyers purchasing in Reno city limits. HOME-funded forgivabl...
Statewide down payment assistance and affordable mortgage financing for first-time homebuyers. Offers low-interest mortg...
HUD-approved homebuyer education courses covering budgeting, credit, mortgages, and home maintenance. Required for most ...
Energy bill payment assistance for income-qualified NV Energy customers facing financial hardship. Coordinated through l...
Emergency assistance for renters facing eviction or utility shutoff. Covers past-due rent, current rent, and utilities f...
Assistance for homeowners and renters affected by federally declared disasters including floods, wildfires, and severe w...
Rebate for purchasing and installing a Level 2 electric vehicle charging station at home. NV Energy provides rebates to ...
Assists income-eligible Nevada households with heating and cooling costs through local service providers. Provides crisi...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Reno, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Reno, 20 programs do not require repayment, 4 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.