USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans up to $40,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Loans at 1% interest for up to 20 years. Seniors may qualify for grants up to $10,000.

Loan amount based on income and ability to repay; seniors may receive grant portion

Key Details

  • Loan up to $40,000 at 1% interest
  • Seniors 62+ may qualify for up to $10,000 grant
  • Must be in eligible rural area near Reno
  • Income at or below 50% AMI required
  • Covers repairs, accessibility, health hazards

How to Apply

Visit Official Program Page Track this program

(775) 887-1222

Deadline: Rolling applications

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