USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

USDA provides low-interest loans up to $40,000 and grants up to $10,000 (seniors 62+) for home repairs to very low-income homeowners in eligible rural areas. Grants are available only to seniors age 62+ and cannot be used for luxury items. Combination of loan and grant available.

Grant portion for seniors 62+, remainder as 1% loan up to 20 years

Key Details

  • Loan up to $40,000 at 1% interest
  • Grant up to $10,000 for seniors 62+
  • Very low income required (50% AMI)
  • Must be in eligible rural area
  • Covers repairs to remove health/safety hazards

How to Apply

A grant-savvy contractor in Reynoldsburg, OH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round, subject to funding

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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