Richfield Historic Homesteading Program

City of Richfield Housing & Redevelopment Authority

Available Historic Preservation

About This Program

Richfield's historic homesteading program provides forgivable loans up to $30,000 for rehabilitation of designated historic properties. Loan is forgiven after 10 years of owner occupancy. Properties are identified by the city and offered to qualified buyers.

Forgivable loan, no repayment if you stay in the home 10 years

Official source site checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $30,000 for historic homes
  • Must purchase designated homesteading property
  • Income at or below 115% AMI required
  • Forgiven after 10 years of occupancy
  • Limited to designated historic properties

How to Apply

Get free help applying Visit Official Program Page Track this program

(612) 861-9700

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Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Richfield early keeps your application moving.

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This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted as homes become available

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