Find grants, rebates, forgivable loans, and free programs for Richfield, MN, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Richfield, MN, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides deferred, forgivable loans to income-eligible homeowners in Richfield for major home repairs and code complianc...
Provides emergency repair grants to very low-income homeowners in Richfield for immediate health and safety hazards. Gra...
Provides grants to Richfield homeowners to make ADA accessibility modifications for residents with disabilities or senio...
HUD-funded program administered by Hennepin County to reduce lead-based paint hazards in Richfield homes built before 19...
Federal weatherization program administered in Richfield through Community Action Partnership of Suburban Hennepin. Prov...
Xcel Energy provides rebates to Richfield homeowners for energy-efficient upgrades including insulation, air sealing, EN...
Xcel Energy offers rebates up to $2,500 for qualifying cold-climate air-source heat pumps in Richfield. Enhanced rebates...
Xcel Energy subsidizes professional air conditioning tune-ups for Richfield customers at $60 (regularly $150+). Service ...
Xcel Energy's Solar*Rewards program provides upfront incentives and ongoing credits for Richfield homeowners who install...
CenterPoint Energy provides rebates up to $1,200 for qualifying high-efficiency natural gas furnaces (95%+ AFUE) install...
CenterPoint Energy offers rebates for qualifying ENERGY STAR natural gas water heaters and tankless water heaters instal...
Minnesota Housing Finance Agency provides deferred loans up to $50,000 for major home repairs to income-eligible homeown...
Minnesota Housing offers low-interest loans up to $35,000 (currently around 3-4% APR) for home repairs to Richfield home...
USDA provides grants up to $10,000 for seniors 62+ and very low-income loans up to $40,000 for home repairs in eligible ...
VA grant for veterans with certain service-connected disabilities to make accessibility modifications to their Richfield...
VA grant for veterans with certain service-connected disabilities (including blindness or loss of use of both hands) to ...
Hennepin County provides deferred loans up to $45,000 for major home repairs to homeowners age 62+ in Richfield. Loan ha...
City of Richfield offers low-interest loans up to $10,000 for repair or replacement of private water service lines and s...
Richfield's historic homesteading program provides forgivable loans up to $30,000 for rehabilitation of designated histo...
Minnesota Energy Assistance Program helps low-income Richfield households pay heating bills during winter months. Benefi...
Emergency assistance for Richfield households facing immediate heating crisis (disconnection notice, furnace breakdown, ...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Richfield, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Richfield, 14 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.