Richmond Owner-Occupied Rehabilitation Program

City of Richmond Community Development (CDBG)

Available Home Repair

About This Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified Richmond homeowners. Loan is forgiven after 5 years of continued owner-occupancy. Addresses structural, mechanical, and safety issues.

Forgivable loan, no repayment if you remain in home 5 years

Key Details

  • Forgivable loan for major home repairs
  • Income at or below 80% AMI required
  • Owner-occupied homes in Richmond city limits
  • Forgiven after 5 years of compliance
  • Covers structural, mechanical, safety issues

How to Apply

A grant-savvy contractor in Richmond, IN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted on rolling basis

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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