Bergen County Senior Citizens Home Improvement Program

Bergen County Division of Community Development

Available Senior & Disability

About This Program

Zero-interest deferred loan for Bergen County senior homeowners (62+) to make essential home repairs. Loan is deferred with no monthly payments; repaid only when property is sold or title transfers.

Deferred loan requires no repayment while homeowner resides in home

Key Details

  • Up to $10,000 deferred loan for seniors 62+
  • No monthly payments while living in home
  • Income limits apply (moderate income)
  • Covers essential repairs and safety improvements
  • Available to Bergen County homeowners

How to Apply

A grant-savvy contractor in Ridgewood, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ridgewood, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs