USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to remove health and safety hazards. Grants up to $10,000 available for homeowners 62+ who cannot repay a loan.

Grant or low-interest loan based on age and income qualification

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Very low income required
  • Must be in USDA-eligible rural area
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Ridgewood, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Year-round applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Ridgewood, NJ

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