USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program providing loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. Grants (up to $10,000) available to seniors 62+ for accessibility and safety hazards. Loans up to $40,000 at 1% interest.

Grant for seniors 62+; low-interest loan for other eligible homeowners

Key Details

  • Loan up to $40,000 at 1% interest, or grant up to $10,000
  • Grant available for seniors 62+ to remove hazards
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers repairs, accessibility, modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(517) 324-5190

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Deadline: Ongoing while funds available

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