Find grants, rebates, forgivable loans, and free programs for Rochester Hills, MI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rochester Hills, MI, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal weatherization program administered by the state of Michigan providing free energy-efficiency improvements to lo...
Oakland County CDBG-funded program providing forgivable loans for major home repairs to owner-occupied properties. Loan ...
Provides emergency home repairs for owner-occupied households in Oakland County with income at or below 50% AMI. Priorit...
MSHDA down payment assistance program offering up to $10,000 toward down payment and closing costs for first-time homebu...
Free in-home energy assessment for DTE electric customers. Technician installs free LED bulbs, water-saving devices, and...
Rebates for attic, wall, and basement insulation improvements for DTE electric customers. Must use qualified contractor....
Rebates for high-efficiency central air conditioners, furnaces, and heat pumps installed in DTE service territory. Equip...
Rebate for installing ENERGY STAR certified air-source heat pumps for Consumers Energy natural gas customers. Must be in...
Rebates for high-efficiency natural gas furnaces (95% AFUE or higher) for Consumers Energy customers. Must replace exist...
Rebate for replacing electric water heater with high-efficiency natural gas water heater. Must be ENERGY STAR certified ...
Net metering program allowing DTE customers to install solar panels and receive credit for excess electricity sent to th...
Provides emergency and minor home repairs for low-income seniors (age 60+) in Oakland County. Priority for safety hazard...
Provides accessibility modifications for Oakland County residents with disabilities. Includes wheelchair ramps, grab bar...
USDA program providing loans and grants for very low-income homeowners to repair, improve, or modernize their homes in e...
Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Covers accessibilit...
Grant for veterans with certain service-connected disabilities to make accessibility adaptations to their home. For vete...
HUD-funded program to reduce lead-based paint hazards in qualifying Michigan homes with children under 6. Services provi...
Provides financial assistance for repair or replacement of private sewer laterals (the pipe connecting your home to the ...
Exempts your principal residence from local school operating taxes (18 mills). Must file Principal Residence Exemption (...
Provides full or partial exemption from property taxes for very low-income homeowners who can demonstrate poverty and in...
Michigan income tax credit for homeowners and renters whose property taxes or rent exceed a percentage of their income. ...
Federal tax credit worth 30% of the cost of installing solar panels, battery storage, or geothermal heat pumps. No maxim...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
26 programs are currently listed for Rochester Hills, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rochester Hills, 17 programs do not require repayment, 1 is forgivable loan, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.