Find grants, rebates, forgivable loans, and free programs for Rochester, NH, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rochester, NH, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by Strafford County Community Action Partnership that provides free...
Low-interest loan program for New Hampshire homeowners to make essential home repairs and improvements. Offers competiti...
CDBG-funded grant for emergency home repairs that pose immediate threats to health and safety for low-income homeowners ...
Forgivable loan for major home rehabilitation for income-qualified Rochester homeowners. Loan is forgiven after 5 years ...
HUD-funded program to remove lead-based paint hazards from pre-1978 homes in Rochester with children under age 6. Servic...
Comprehensive home energy assessment provided by NHSaves utility partners. Includes free LED bulbs, instant rebates on e...
Rebates for qualifying air-source heat pumps (ductless mini-splits and central systems) installed by participating contr...
Rebates for insulation improvements and air sealing work following a Home Energy Assessment. Covers up to 50% of project...
Rebates for qualifying high-efficiency heat pump water heaters and ENERGY STAR-certified electric water heaters. Rebate ...
Grant for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Roches...
Low-interest (1%) loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their hom...
Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate t...
Grant for eligible veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to a...
CDBG-funded grant for accessibility modifications to homes occupied by persons with disabilities or seniors. Covers ramp...
Grant program for low- and moderate-income seniors age 60+ in Strafford County to make safety and accessibility improvem...
Federal Community Services Block Grant funds administered locally by Strafford County CAP to address emergency home repa...
CDBG-funded grant for income-qualified homeowners to repair or replace failing sewer lateral lines from home to city con...
Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Available for installation...
Below-market-rate mortgage for first-time and repeat homebuyers in New Hampshire with income and purchase price limits. ...
Down payment and closing cost assistance grant for eligible first-time homebuyers using NHHFA Home Preferred mortgage. G...
Energy efficiency rebates for NHEC members in Rochester for heat pumps, heat pump water heaters, insulation, air sealing...
Rebate for qualifying Level 2 electric vehicle charging equipment installed at residential properties. Helps offset cost...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Rochester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rochester, 17 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.