USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest (1%) loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Can be combined with a Section 504 grant for seniors. Rochester qualifies under USDA rural designation.

1% interest loan, up to 20-year term

Key Details

  • Low-interest (1%) loans up to $40,000
  • For very low-income homeowners in rural areas
  • Income at or below 50% AMI
  • Up to 20-year repayment term
  • Can combine with grant for seniors

How to Apply

Get free help applying Visit Official Program Page Track this program

(603) 223-6035

A grant-savvy contractor in Rochester, NH can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

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