Home Improvement Grants in Rochester.

Find grants, rebates, forgivable loans, and free programs for Rochester, NH, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rochester, NH, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans1Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

Not sure which program fits? Email us what you need. It is free, and a real person answers.

1
Filter
Tell us about you
2
Browse
See matching programs
3
Get help
Or filter by your situation
Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per home

New Hampshire Weatherization Assistance Program (WAP)

Federally funded weatherization program administered by Strafford County Community Action Partnership that provides free...

Weatherization
Loans up to $25,000

NHHFA Home Improvement Loan Program

Low-interest loan program for New Hampshire homeowners to make essential home repairs and improvements. Offers competiti...

Home Repair
Up to $7,500 grant

Rochester CDBG Emergency Home Repair Program

CDBG-funded grant for emergency home repairs that pose immediate threats to health and safety for low-income homeowners ...

Emergency
Forgivable loan up to $30,000

Rochester Owner-Occupied Rehabilitation Loan

Forgivable loan for major home rehabilitation for income-qualified Rochester homeowners. Loan is forgiven after 5 years ...

Home Repair
Free lead hazard removal

Rochester Lead Hazard Reduction Program

HUD-funded program to remove lead-based paint hazards from pre-1978 homes in Rochester with children under age 6. Servic...

Home Repair
Free assessment + instant rebates

NHSaves Home Energy Assessment

Comprehensive home energy assessment provided by NHSaves utility partners. Includes free LED bulbs, instant rebates on e...

Energy
Up to $1,500 per outdoor unit

NHSaves Heat Pump Rebate Program

Rebates for qualifying air-source heat pumps (ductless mini-splits and central systems) installed by participating contr...

Energy
Up to $4,000 in rebates

NHSaves Insulation & Air Sealing Rebate

Rebates for insulation improvements and air sealing work following a Home Energy Assessment. Covers up to 50% of project...

Weatherization
Up to $800 rebate

NHSaves Water Heater Rebate

Rebates for qualifying high-efficiency heat pump water heaters and ENERGY STAR-certified electric water heaters. Rebate ...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Roches...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest (1%) loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their hom...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for eligible veterans with certain service-connected disabilities to build, buy, or modify a home to accommodate t...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for eligible veterans with certain service-connected disabilities (such as blindness or loss of use of hands) to a...

Veterans
Up to $15,000 grant

Rochester Accessibility Modification Grant

CDBG-funded grant for accessibility modifications to homes occupied by persons with disabilities or seniors. Covers ramp...

Seniors & Disability
Up to $5,000 grant

Strafford County Safe at Home Senior Repair

Grant program for low- and moderate-income seniors age 60+ in Strafford County to make safety and accessibility improvem...

Seniors & Disability
Typical grants $1,000-$3,000

NH Community Services Block Grant Home Repair

Federal Community Services Block Grant funds administered locally by Strafford County CAP to address emergency home repa...

Emergency
Up to $8,000 grant

Rochester Sewer Lateral Repair Assistance

CDBG-funded grant for income-qualified homeowners to repair or replace failing sewer lateral lines from home to city con...

Home Repair
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit equal to 30% of the cost of installing a solar energy system on your home. Available for installation...

Solar/Renewable
Competitive rate mortgage + DPA options

NHHFA Home Preferred Mortgage

Below-market-rate mortgage for first-time and repeat homebuyers in New Hampshire with income and purchase price limits. ...

Homebuyer
Up to $7,500 grant

NHHFA Cash Assistance Down Payment Grant

Down payment and closing cost assistance grant for eligible first-time homebuyers using NHHFA Home Preferred mortgage. G...

Homebuyer
Varies by measure, up to $2,000

NH Electric Co-op Energy Efficiency Rebates

Energy efficiency rebates for NHEC members in Rochester for heat pumps, heat pump water heaters, insulation, air sealing...

Energy
Up to $500 rebate

NHSaves EV Charger Rebate

Rebate for qualifying Level 2 electric vehicle charging equipment installed at residential properties. Helps offset cost...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

Pick a project to see how much funding could stack on it from multiple programs in this city.

Refine for your household (optional)

Tell us about your household to see the total you could actually stack. We do not save or share this.

Grant-Approved Contractors in Rochester

These contractors specialize in grant-funded projects and understand the documentation requirements.

No contractors listed yet, be the first in this market.

Get matched with a grant-savvy contractor

Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.

Get notified when programs change

We'll email you when new programs open, deadlines approach, or funding runs low.

Frequently asked questions

What home improvement grants are available in Rochester, NH?

26 programs are currently listed for Rochester, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Rochester have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rochester, 17 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.

How do I apply for home repair grants in Rochester?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.