Home Improvement Grants in Rock Island.

Find grants, rebates, forgivable loans, and free programs for Rock Island, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rock Island, IL, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 13 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Forgivable loan up to $25,000

Rock Island Owner-Occupied Rehabilitation Program

Provides forgivable loans for major home repairs to owner-occupied households in Rock Island with income at or below 80%...

Home Repair
Up to $7,500 grant

Rock Island Emergency Home Repair Grant

Provides emergency home repair grants for owner-occupied households in Rock Island with income at or below 50% AMI. Cove...

Emergency
Up to $15,000 grant

Rock Island ADA Home Accessibility Grant

Provides grants for accessibility modifications to owner-occupied homes in Rock Island for households with a disabled me...

Seniors & Disability
Loan up to $5,000

Rock Island Sewer Lateral Repair Program

Provides low-interest loans for repair or replacement of private sewer laterals for Rock Island property owners. Loan is...

Home Repair
Up to $8,000 in weatherization

Illinois Weatherization Assistance Program (WAP)

Federally funded program providing free home weatherization services to income-eligible Illinois households. Services in...

Weatherization
Up to $30,000 assistance

Illinois Housing Development Authority Emergency Assistance

Provides emergency mortgage and property tax assistance to Illinois homeowners experiencing financial hardship due to qu...

Home Repair
Loan up to $20,000

IHDA Access Accessibility Modification Program

Low-interest loan program for Illinois homeowners to make accessibility modifications for household members with disabil...

Seniors & Disability
Up to $1,200 rebate

MidAmerican Energy HVAC Rebate

Rebates for qualifying high-efficiency heating and cooling equipment installed in MidAmerican Energy service territory. ...

Energy
Up to $500 rebate

MidAmerican Energy Insulation Rebate

Rebates for attic, wall, and basement insulation upgrades in MidAmerican Energy service territory. Also covers air seali...

Weatherization
Up to $750 rebate

MidAmerican Energy Heat Pump Water Heater Rebate

Rebate for installation of qualifying ENERGY STAR heat pump water heaters in MidAmerican Energy service territory. Heat ...

Energy
Free weatherization services

MidAmerican Energy Income-Qualified Weatherization

Free comprehensive weatherization services for income-qualified MidAmerican Energy customers. Includes insulation, air s...

Weatherization
Varies by system size

Illinois Shines Solar Incentive Program

Provides upfront incentives for residential solar installations in Illinois through the Adjustable Block Program. Incent...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize th...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Covers mo...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home for independent living. Covers adaptation...

Veterans
Free lead testing and abatement assistance

Illinois Lead Poisoning Prevention Program

Provides free lead testing, case management, and assistance with lead hazard abatement for Illinois homes built before 1...

Home Repair
Up to $35,000 forgivable loan

Rock Island County HOME Investment Partnerships

Federal HOME program providing forgivable loans for substantial home rehabilitation in Rock Island County. Loans forgive...

Home Repair
Up to $5,000 grant

Rock Island Senior Home Repair Grant

Grant program for Rock Island homeowners age 62 and older to address minor home repairs, safety hazards, and accessibili...

Seniors & Disability
Varies by household size and income

Illinois Low Income Home Energy Assistance (LIHEAP)

Federal program providing heating and energy bill payment assistance to low-income Illinois households. Also offers emer...

Energy
Free assessment review

Rock Island County Property Tax Appeal Assistance

Free assistance with property tax assessment review and appeals for Rock Island County homeowners. The Supervisor of Ass...

Property Tax Relief
Up to $8,000 assessed value reduction

Illinois Senior Citizens Homestead Exemption

Annual property tax reduction for Illinois homeowners age 65 and older. Reduces the equalized assessed value of your hom...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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