Find grants, rebates, forgivable loans, and free programs for Rockville, MD, filtered to your situation.
As of June 2026, 33 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rockville, MD, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 15 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 19 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest loan program for accessibility modifications to owner-occupied homes for people with disabilities. Covers r...
Federally-funded program administered by Maryland DHCD to weatherize homes for income-eligible households. Services incl...
Deferred payment loan for major home repairs for owner-occupied homes in Montgomery County. Loan has no monthly payments...
Emergency grant program for critical health and safety repairs to owner-occupied homes in Montgomery County. Priority gi...
State-funded program to eliminate lead paint hazards in pre-1978 homes where children under age 6 reside or visit regula...
Pepco utility rebate program for energy efficiency improvements including heat pumps, insulation, air sealing, and high-...
Enhanced rebates for qualified heat pump installations in Pepco service territory. Covers air-source and ground-source h...
Rebates for natural gas equipment upgrades including high-efficiency furnaces, boilers, water heaters, and programmable ...
Maryland's SREC program allows solar system owners to earn renewable energy credits for every megawatt-hour of solar ele...
State grant for residential solar PV, solar thermal, geothermal heat pumps, and energy storage systems. Grants are avail...
Grant program specifically for homeowners age 62 and older in Montgomery County for essential home repairs and accessibi...
Deferred loan program for accessibility modifications for people with disabilities in Montgomery County. Covers ramps, l...
Rebate for purchasing and installing high-efficiency water heaters including tankless gas, tankless electric, and heat p...
Rebate for replacing old toilets with WaterSense-labeled high-efficiency toilets that use 1.28 gallons per flush or less...
Rebate program for repairing or replacing private sewer laterals in Montgomery County. County provides 50% rebate up to ...
Grant for veterans with certain service-connected disabilities to adapt or purchase an adapted home. Covers modification...
Grant for veterans with certain service-connected disabilities for home modifications such as ramps, widened doorways, a...
Low-interest loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. F...
Grant for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety hazards. Addres...
Federally-funded HOME program providing forgivable loans for substantial home rehabilitation in Montgomery County. Loan ...
Low-interest loan for energy efficiency and renewable energy improvements including solar, heat pumps, insulation, and H...
Free energy efficiency services for income-qualified Pepco customers including insulation, air sealing, LED lighting, re...
Property tax credit for homeowners whose property taxes exceed a certain percentage of their gross income. Particularly ...
Low-interest mortgage loans and down payment assistance for first-time homebuyers in Maryland. Offers competitive intere...
Free lead paint inspection and risk assessment for pre-1978 homes in Montgomery County. Priority given to homes with chi...
City of Rockville program providing deferred loans for substantial home repairs for low- and moderate-income homeowners....
Emergency grant for critical health and safety repairs for very low-income homeowners in Rockville. Priority for seniors...
State tax credit for certified rehabilitation of historic properties listed on the National Register or contributing to ...
Provides heating bill assistance to income-eligible Maryland households through utility credits and benefit payments. In...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
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33 programs are currently listed for Rockville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rockville, 19 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.