USDA Section 504 Home Repair Loan Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Fixed 1% interest rate with up to 20-year term. While Rockville is not rural, portions of Montgomery County may qualify.

1% interest loan for home repairs in eligible rural areas

Key Details

  • Loan up to $40,000 at 1% interest
  • Very low income households
  • Rural areas of Montgomery County may qualify
  • Up to 20-year repayment term
  • Covers repairs, improvements, modernization

How to Apply

Get free help applying Visit Official Program Page Track this program

(301) 394-1300

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Deadline: Rolling applications

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