New York State HOME Improvement Program

NYS Homes & Community Renewal / HUD HOME

Available Home Repair

About This Program

Federal HOME funds administered by New York State for major home repairs and improvements for low-income homeowners. Provided as a forgivable loan that converts to a grant after compliance period.

Forgivable loan up to $50,000, forgiven after required affordability period

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Owner-occupied homes in Oneida County
  • Administered through local county agency
  • Forgiven after affordability period compliance

How to Apply

Get free help applying Visit Official Program Page Track this program

(315) 798-5710

A grant-savvy contractor in Rome, NY can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Administered locally, contact Oneida County for availability

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