Find grants, rebates, forgivable loans, and free programs for Rome, NY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rome, NY, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
CDBG-funded forgivable loan program for major home repairs and rehabilitation for income-qualified owner-occupants in Ro...
Grants for home accessibility modifications for disabled or senior residents of Rome, including ramps, grab bars, widene...
HUD-funded program to remove lead-based paint hazards in pre-1978 homes in Oneida County with children under 6 years old...
Federally-funded weatherization services to reduce energy costs for income-qualified households. Services include insula...
Federal HOME funds administered by New York State for major home repairs and improvements for low-income homeowners. Pro...
Rebates for qualifying air-source and ground-source heat pump installations in National Grid electric service territory....
Comprehensive no-cost energy efficiency upgrades for income-qualified National Grid customers, including insulation, air...
Rebates for Energy Star certified appliances, heat pump water heaters, and smart thermostats purchased by National Grid ...
Free comprehensive home energy assessment with instant energy-saving measures installed during visit (LED bulbs, water-s...
Upfront incentive for residential solar panel installations in New York State, combined with federal tax credits. Incent...
Low-interest loans and grants for very-low-income homeowners in eligible rural areas to repair, improve, or modernize ho...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability-...
Grant for veterans with certain service-connected disabilities to adapt a family member's home where the veteran resides...
Grants for essential home repairs for seniors age 60+ in Oneida County to enable them to age in place safely. Covers cri...
NYS program providing significant incentives toward heat pump installation and associated energy efficiency improvements...
State income tax credit for qualified rehabilitation of owner-occupied historic homes listed on State or National Regist...
Low-interest financing for energy efficiency improvements and renewable energy installations. Loans from $5,000 to $25,0...
Financial assistance for low-income homeowners in Rome for repair or replacement of water and sewer laterals on private ...
New York State personal income tax credit equal to 25% of qualified solar electric equipment expenditures, up to $5,000....
Rebates for qualifying insulation and air sealing improvements for National Fuel Gas customers. Requires home energy ass...
Rebates for qualifying high-efficiency natural gas furnaces (95% AFUE or higher) installed by licensed contractors. Reba...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Rome, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rome, 16 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.