MSHDA Home Improvement Loan

Michigan State Housing Development Authority

Available Home Repair

About This Program

Low-interest home improvement loans for Michigan homeowners to make necessary repairs and improvements. Loans feature competitive rates and terms up to 15 years for eligible borrowers.

Low-interest loan amount based on project scope and borrower qualifications

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loans up to $25,000
  • Terms up to 15 years available
  • For necessary home repairs and improvements
  • Credit and income requirements apply
  • Competitive rates for Michigan homeowners

How to Apply

A grant-savvy contractor in Romulus, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Romulus early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Romulus, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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