Home Improvement Grants in Romulus.

Find grants, rebates, forgivable loans, and free programs for Romulus, MI, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Romulus, MI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 10 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $7,500

Michigan State Weatherization Assistance Program (WAP)

Michigan's federally-funded weatherization program provides free energy-efficiency improvements to income-eligible house...

Weatherization
Up to $25,000

MSHDA Home Improvement Loan

Low-interest home improvement loans for Michigan homeowners to make necessary repairs and improvements. Loans feature co...

Home Repair
Forgivable loan up to $30,000

Wayne County Owner-Occupied Rehabilitation Program

Forgivable loans for major home repairs to low-income owner-occupied households in Wayne County. Loan is forgiven after ...

Home Repair
Up to $5,000 grant

Romulus CDBG Emergency Home Repair Grant

Emergency repair grants for Romulus homeowners facing urgent health and safety issues. Covers critical repairs like furn...

Emergency
Up to $3,000 grant

Wayne County Senior Home Repair Program

Free minor home repair services for seniors age 60+ in Wayne County who meet income guidelines. Covers safety improvemen...

Seniors & Disability
Up to $15,000 grant

Romulus ADA Home Modification Grant

Grants for accessibility modifications to homes occupied by persons with disabilities in Romulus. Covers wheelchair ramp...

Seniors & Disability
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

Free lead hazard control services for Michigan homes built before 1978 where a child under age 6 resides and has tested ...

Home Repair
Up to $1,200 rebate

DTE Energy Furnace Rebate Program

Rebates for DTE Energy natural gas customers who install qualifying high-efficiency furnaces (95% AFUE or higher). Addit...

Energy
Up to $800 rebate

DTE Energy Home Insulation Rebate

Rebates for DTE Energy customers who add attic insulation or air sealing to their homes. Free energy audit available to ...

Weatherization
Up to $2,000 rebate

DTE Energy Heat Pump Rebate

Rebates for DTE electric customers who install qualifying ENERGY STAR® certified air-source or ground-source heat pumps....

Energy
Up to $1,000 assistance

DTE Energy Low-Income Self-Sufficiency Plan

Comprehensive energy assistance for income-qualified DTE customers including bill payment help, free weatherization upgr...

Energy
Up to $500 rebate

DTE Energy Water Heater Rebate

Rebates for DTE natural gas customers who install qualifying high-efficiency natural gas water heaters or tankless water...

Energy
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize the...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their accessibil...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt a family member's home in which they will resid...

Veterans
Up to $8,000 forgivable loan

Wayne County Water & Sewer Lateral Assistance

Forgivable loans to income-qualified Wayne County homeowners for repair or replacement of water service lines and sewer ...

Home Repair
Up to $50,000

Michigan Saves Energy Improvement Loan

Affordable financing for Michigan homeowners to make energy-saving improvements including solar panels, heat pumps, insu...

Solar/Renewable
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems on residential proper...

Solar/Renewable
Forgivable loan up to $40,000

Wayne County HOME Rehabilitation Program

HOME-funded forgivable loans for major home rehabilitation for low-income owner-occupants in Wayne County. Covers compre...

Home Repair
Up to $5,000 grant

Michigan Septic System Repair Grant

Grants to low-income Michigan homeowners to repair or replace failing septic systems that pose environmental or health h...

Home Repair
Up to $1,500 credit

Michigan Homeowners Property Tax Assistance

Michigan property tax credit for eligible homeowners, seniors, and disabled individuals with household income below spec...

Property Tax Relief

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Romulus

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Frequently asked questions

What home improvement grants are available in Romulus, MI?

25 programs are currently listed for Romulus, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Romulus have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Romulus, 15 programs do not require repayment, 3 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Romulus?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.