NJHMFA Home Repair Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

New Jersey Housing Finance Agency provides zero-interest home repair loans for low- and moderate-income homeowners statewide. Covers essential repairs including roofing, HVAC, plumbing, electrical, and structural improvements.

Zero-interest loan, repayment over 10 years at $167/month per $20,000

Key Details

  • Zero-interest loan up to $20,000
  • Income at or below 80% AMI eligible
  • Covers essential home repairs
  • 10-year repayment term
  • Available to all NJ homeowners

How to Apply

A grant-savvy contractor in Roselle, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Roselle, NJ

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs