Home Improvement Grants in Roswell.

Find grants, rebates, forgivable loans, and free programs for Roswell, GA, filtered to your situation.

As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roswell, GA, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 17 require no income limit.

Data last verified 2026-05-25. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants19Never repaidIncome-qualified homeowners
Forgivable loans4Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 32 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $17,500 down payment assistance

Georgia Dream Homeownership Program

Provides down payment and closing cost assistance to first-time homebuyers in Georgia. Must complete homebuyer education...

Homebuyer
Up to $8,000 in weatherization services

Georgia Weatherization Assistance Program (WAP)

Provides free weatherization services to income-eligible Georgia households. Services include insulation, air sealing, H...

Weatherization
Up to $30,000 forgivable loan

Fulton County Owner-Occupied Rehabilitation Program

Provides forgivable loans to low-income homeowners in Fulton County for critical home repairs and accessibility modifica...

Home Repair
Up to $1,200 rebate

Georgia Power HVAC Rebate Program

Offers rebates for energy-efficient HVAC system installations and upgrades. Rebate amounts vary based on equipment effic...

Energy
Up to $500 rebate

Georgia Power Water Heater Rebate

Provides rebates for energy-efficient electric water heater purchases and installations, including heat pump water heate...

Energy
Up to $800 in rebates

Atlanta Gas Light Appliance Rebate Program

Offers rebates for qualifying natural gas appliances including furnaces, boilers, tankless water heaters, and other high...

Energy
30% of system cost

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of installing solar panels and battery storage systems. Credit applies to bo...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Provides low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Provides grants to very-low-income homeowners age 62 and older in eligible rural areas to remove health and safety hazar...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to meet their needs. Available for ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a home to meet their needs. Available for veterans who ...

Veterans
Up to $10,000 grant

Fulton County Emergency Home Repair Program

Provides emergency repair grants for owner-occupied homes in Fulton County with income-eligible households. Addresses cr...

Emergency
Free lead hazard removal

Georgia Lead-Based Paint Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in pre-1978 homes with children under age 6. Servi...

Home Repair
Up to $5,000 grant

Fulton County Senior Home Modification Program

Provides grants to seniors age 60 and older for home modifications that support aging in place. Services include grab ba...

Seniors & Disability
Varies by income and age

Fulton County Senior Homestead Exemption

Provides property tax exemptions for senior homeowners in Fulton County. Multiple tiers available based on age and incom...

Property Tax Relief
Up to $10,000 assessed value exemption

Fulton County Disability Homestead Exemption

Provides property tax exemption for disabled homeowners in Fulton County who are permanently and totally disabled. Exemp...

Property Tax Relief
Up to $7,500 forgivable loan

Roswell Sewer Lateral Assistance Program

Provides forgivable loans to income-eligible Roswell homeowners for repair or replacement of private sewer lateral lines...

Home Repair
Up to $300 in rebates

Georgia Power Home Energy Improvement Program

Offers rebates for qualifying home energy improvements including insulation, air sealing, duct sealing, and efficient wi...

Weatherization
Up to $35,000 for rehabilitation

Georgia HOME Investment Partnerships Program

Federal HOME funds administered by Georgia DCA for owner-occupied housing rehabilitation. Provides grants or deferred fo...

Home Repair
Up to $3,200 annual tax credit

Federal Energy Efficient Home Improvement Credit

Federal tax credit for energy-efficient home improvements including windows, doors, insulation, heat pumps, and water he...

Energy
Property tax freeze for 8.5 years

Roswell Historic Preservation Tax Incentive

Provides property tax assessment freeze for up to 8.5 years for substantial rehabilitation of historic properties in Ros...

Historic
Up to $5,000 insurance premium discount

Georgia Storm-Resistant Construction Incentive

Provides homeowners insurance premium discounts for storm-resistant improvements including impact-resistant roofing, hur...

Disaster
Free or low-cost courses

NeighborWorks First-Time Homebuyer Education

HUD-approved homebuyer education courses available online and in-person covering home financing, budgeting, home mainten...

Homebuyer Ed
Up to $15,000 low-interest loan

Georgia Septic System Repair Loan Program

Provides low-interest loans for repair or replacement of failing septic systems in Georgia. Loan available to homeowners...

Home Repair
Up to $500 rebate

Georgia Power Window Rebate Program

Provides rebates for replacement of single-pane windows with ENERGY STAR certified windows. Rebate amount based on numbe...

Energy
Up to $2,500 grant

North Fulton Community Charities Emergency Home Repair

Provides emergency home repair grants to low-income residents of north Fulton County including Roswell. Assists homeowne...

Emergency
Up to $15,000 for modifications

Georgia Vocational Rehabilitation Home Modification

Provides funding for home modifications needed for persons with disabilities to maintain employment or prepare for emplo...

Seniors & Disability
$100 instant rebate

Georgia Power Smart Thermostat Rebate

Offers instant rebates on qualifying smart thermostats purchased through Georgia Power's marketplace. Smart thermostats ...

Energy

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Pick a project to see how much funding could stack on it from multiple programs in this city.

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Grant-Approved Contractors in Roswell

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Frequently asked questions

What home improvement grants are available in Roswell, GA?

32 programs are currently listed for Roswell, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Roswell have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roswell, 19 programs do not require repayment, 4 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Roswell?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.