USDA Section 504 Home Repair Loan

U.S. Department of Agriculture

Available Home Repair

About This Program

Provides low-interest loans to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Interest rate is 1% with up to 20-year repayment term.

Loan amount based on necessary repairs and ability to repay

Key Details

  • Low-interest loans up to $40,000 for home repairs
  • 1% interest rate, up to 20-year term
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Covers repairs to make home safe and sanitary

How to Apply

Get free help applying Visit Official Program Page Track this program

(404) 679-2700

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Deadline: Rolling applications

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