USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grant funds.

Estimate combines typical loan and grant for senior homeowner in rural area

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Round Rock, TX, you can stack it with local programs like these:

Key Details

  • Loans up to $27,500 at 1% interest, 20-year term
  • Grants up to $10,000 for seniors 62+ (lifetime max)
  • Must be very low income (50% AMI or below)
  • Property must be in USDA-eligible rural area
  • Check USDA eligibility map for Round Rock addresses

How to Apply

A grant-savvy contractor in Round Rock, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Round Rock early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Round Rock, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs