Find grants, rebates, forgivable loans, and free programs for Rowlett, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Rowlett, TX, with individual awards up to $548,250. 6 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to low- and moderate-income homeowners in Rowlett for major home repairs and rehabilitation. L...
Provides emergency repair grants for owner-occupied households with income at or below 50% AMI. Priority for seniors and...
Provides grants for accessibility modifications to enable residents with disabilities to remain in their homes. Covers r...
Provides home repair grants specifically for homeowners age 62 and older in Rowlett. Covers essential repairs including ...
Federally funded program providing comprehensive weatherization services to reduce energy costs for low-income household...
Provides down payment and closing cost assistance to first-time homebuyers in Texas. Available through participating len...
Rebates for purchasing high-efficiency central air conditioning or heat pump systems. Rebate amount varies by SEER ratin...
Rebates for adding insulation to attics, walls, or crawl spaces to improve energy efficiency. Must meet minimum R-value ...
Rebate for purchasing and installing qualified smart thermostats that help reduce energy usage. Must be on approved list...
Comprehensive whole-home energy efficiency program with professional energy assessment and rebates for qualifying improv...
Rebate for replacing old gas furnace with high-efficiency model (95% AFUE or higher). Must use licensed HVAC contractor ...
Rebate for installing ENERGY STAR qualified tankless gas water heater. Must meet minimum efficiency requirements (0.82 U...
Very low-interest loans (1%) and grants for very low-income rural homeowners to repair, improve, or modernize homes or r...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt an existing home or buy an adapted home. For veterans w...
Provides competitive fixed-rate home loans to Texas veterans. Features lower interest rates, flexible credit requirement...
HUD-funded program providing free lead hazard reduction services to eligible Dallas County homes built before 1978 with ...
State-administered HUD grant program to identify and control lead-based paint hazards in eligible Texas homes. Priority ...
Provides an additional $10,000 school tax exemption for homeowners age 65 and older. Also freezes school tax amount at a...
Provides an additional $10,000 school tax exemption for homeowners with qualifying disabilities. Must be receiving Socia...
Federal HOME funds administered through local partners to assist low-income homeowners with rehabilitation of owner-occu...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Rowlett, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Rowlett, 15 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.