USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Federal program offering low-interest loans and grants to very low-income rural homeowners to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards.

Combination of 1% loan and grant for seniors removing hazards

Key Details

  • Loans up to $27,500 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income must be very low (50% AMI or below)
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Roxbury, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Roxbury, NJ

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