Find grants, rebates, forgivable loans, and free programs for Roxbury, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Roxbury, NJ, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 2 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program providing free energy efficiency improvements to income-qualified households. Services include ...
Low-interest home improvement loans for income-qualified New Jersey homeowners to finance necessary repairs, improvement...
State and federally funded program to identify and eliminate lead-based paint hazards in homes built before 1978 where c...
CDBG-funded program providing forgivable loans for necessary home repairs to low- and moderate-income Morris County home...
Provides immediate emergency repair grants for very low-income homeowners facing threats to health and safety. Priority ...
Rebates for the installation of qualifying air-source or ground-source heat pumps. Includes both full system installatio...
Comprehensive home energy efficiency program offering rebates for insulation, air sealing, HVAC upgrades, and more. Star...
Rebates for energy-efficient central air conditioning, heat pumps, and smart thermostats. Must meet minimum efficiency r...
Homeowners with solar panel systems earn Solar Renewable Energy Certificates (SRECs) for every megawatt-hour of electric...
New Jersey property tax relief program providing annual rebates to homeowners and renters who meet income requirements. ...
Federal program offering low-interest loans and grants to very low-income rural homeowners to repair, improve, or modern...
Grant for veterans with certain service-connected disabilities to construct or modify a home to meet their disability-re...
Grant for veterans with certain service-connected disabilities to adapt a home to meet disability-related needs. Covers ...
State disaster recovery program activated after major declared disasters to assist homeowners with unmet recovery needs....
Provides grants for minor home repairs and safety modifications for Morris County seniors aged 60+ to help them remain s...
Federally funded HOME program providing forgivable loans to low- and moderate-income homeowners for necessary repairs an...
Grant program to assist homeowners with the cost of upgrading failing or inadequate septic systems. Provides up to 50% o...
Rebates for installing high-efficiency water heaters including heat pump water heaters and tankless gas models. Enhanced...
CDBG-funded program providing grants to low- and moderate-income Morris County households to make homes accessible for p...
Reimburses eligible senior citizens and disabled persons for property tax increases on their principal residence. Must m...
Rebates for purchasing ENERGY STAR certified appliances including refrigerators, clothes washers, and dehumidifiers. Hel...
Low Income Home Energy Assistance Program providing financial assistance to help pay heating bills during winter months....
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Roxbury, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Roxbury, 16 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.