MSHDA Home Repair Program

Michigan State Housing Development Authority

Available Home Repair

About This Program

State-funded forgivable loan program for critical home repairs to income-eligible owner-occupants. Loan is forgiven after 5 years of continued occupancy. Covers health, safety, and code compliance repairs.

Forgivable loan up to $15,000, no repayment if occupancy maintained 5 years

Key Details

  • Forgivable loan up to $15,000
  • Income at or below 80% AMI required
  • Must be owner-occupied
  • Forgiven after 5 years of occupancy
  • Covers critical health and safety repairs

How to Apply

A grant-savvy contractor in Royal Oak, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through approved lenders

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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