USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize homes. Grants up to $10,000 available for seniors (62+) to remove health and safety hazards. Royal Oak may not qualify as rural; contact USDA to verify.

Very low-interest loan up to $40k, or grant up to $10k for seniors 62+

Key Details

  • Loan up to $40,000 or grant up to $10,000
  • Very low-interest loan (1% fixed)
  • Grant available for seniors 62+ only
  • Income at or below 50% AMI
  • May require rural area designation (verify eligibility)

How to Apply

A grant-savvy contractor in Royal Oak, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Royal Oak, MI

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