New Mexico Environment Department
Low-interest loan program for New Mexico homeowners to repair or replace failing septic systems. Protects groundwater and public health while making necessary wastewater system repairs affordable through extended repayment terms.
Low-interest loan with flexible repayment terms for septic system replacement
Official source site checked live on 2026-06-17.
Data last verified 2026-06-09. How we verify our data.
A grant-savvy contractor in Ruidoso, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.
You will likely need a contractor to apply
Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Ruidoso early keeps your application moving.
Get matched with a contractorEach program sets its own contractor rules. Check the official program page for exact requirements.
Documents you will likely need
Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.
Deadline: Rolling applications
Ask us. It is free, and a real person answers within a business day.
Email us about this programGrant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.
Rebates and discounts that stack on top of any grant. Most are free to use.
This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.
See All Programs