USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible rural areas. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards.

Grant portion for seniors 62+; loan amount varies by income and project cost

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Saginaw Township, MI, you can stack it with local programs like these:

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income at or below 50% AMI required
  • Must be in eligible rural area
  • Covers health, safety, and accessibility repairs

How to Apply

A grant-savvy contractor in Saginaw Township, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Saginaw Township early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Saginaw Township, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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