Find grants, rebates, forgivable loans, and free programs for Saginaw Township, MI, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Saginaw Township, MI, with individual awards up to $126,526. 4 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 18 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded weatherization program administered by Michigan that provides free energy-efficiency improvements to lo...
State grant program for emergency furnace or boiler replacement when existing heating system is broken or unsafe. Provid...
CDBG-funded program providing forgivable loans for major home repairs to low- and moderate-income homeowners in Saginaw ...
Emergency repair grants for owner-occupied homes in Saginaw County addressing immediate health and safety hazards. Cover...
Utility rebates for energy-efficiency improvements including insulation, air sealing, furnaces, water heaters, and smart...
Free energy-efficiency upgrades for income-qualified Consumers Energy customers, including LED bulbs, water heater wrap,...
Rebates for installation of ENERGY STAR certified air-source or geothermal heat pumps. Available to Consumers Energy ele...
Low-interest financing for residential energy improvements including solar panels, heat pumps, insulation, and windows. ...
State program providing free lead hazard reduction services for homes where a child with elevated blood lead levels resi...
Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes in eligible ru...
Grant for veterans with certain service-connected disabilities to buy, build, or modify a home to accommodate their disa...
Grant for veterans with certain service-connected disabilities to modify a home for accessibility. Covers adaptations su...
Federal HOME funds administered by MSHDA for landlords to rehabilitate rental units serving low-income tenants. Properti...
Grant program for low-income households with a disabled family member to make accessibility modifications. Covers wheelc...
Grant for minor home repairs and modifications for seniors age 60+ in the Tri-County region. Covers items such as wheelc...
Low-interest loan program for Saginaw Township residents to repair or replace damaged sewer laterals from the home to th...
Rebate for installation of ENERGY STAR certified electric heat pump water heaters. Available to Consumers Energy electri...
Grant for low-income homeowners to repair or replace failing septic systems that pose health hazards. Available in areas...
Rebates for installation of ENERGY STAR certified windows and doors. Available to Consumers Energy customers in Saginaw ...
Allows seniors 65+ and disabled homeowners to defer property taxes as a lien against the home. Deferred taxes plus inter...
Refundable state income tax credit for Michigan homeowners and renters whose property taxes exceed a percentage of their...
Exemption from 18 mills of school operating taxes for your primary residence in Saginaw Township. Reduces property tax b...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Saginaw Township, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Saginaw Township, 18 programs do not require repayment, 1 is forgivable loan, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.